.
web site searched : percent of people looses there house
.
.
https://home.howstuffworks.com/real-estate/selling-home/number-one-reason-for-foreclosure.htm
.
If owning a home is part of the American Dream, then losing a home is fast becoming the new American Nightmare. Foreclosure is the process by which lenders have the legal right to recover their loan by repossessing the property that the loan was for and reselling it to recoup their loss. The process begins when borrowers miss their loan or mortgage payment.
The number of foreclosures has reached a record high in the United States; 
the Mortgage Bankers Association (MBA) reported in 2008 that more than 900,000 households are in foreclosure. 
That's up 71 percent from last year, and the figure represents more than 2 percent of all mortgages. 
That's the highest foreclosure rate in the 36 years 
that the MBA has been tracking delinquent mortgages 
-----------------------------------
Half of Americans cant afford their house 
https://www.marketwatch.com/story/over-50-of-americans-struggle-with-home-affordability-2014-06-03
.
As the housing market slowly recovers, a majority of homeowners and renters are finding it hard 
to meet rising rents and mortgage payments, new research finds.
Over half of Americans (52%) have had to make at least one major sacrifice in order 
to cover their rent or mortgage over the last three years, according to the How Housing Matters Survey, 
which was commissioned by the nonprofit John D. and Catherine T. MacArthur Foundation and carried out 
by Hart Research Associates. These sacrifices include getting a second job, deferring saving for retirement, 
cutting back on health care, running up credit card debt, 
or even moving to a less safe neighborhood or one with worse schools.
.
.

---------------------------------------------------------
Banks and  The Loans person  Tells the customer 
Option 
Can't afford to pay of Mortgage  house flat payments  then Bank or the Loans person says  Try renting it out 
Just the repayments amount to be collect in rent 
Real Estate office or Do it your self and advertise  for rent and have a rentle policy agreement  
Open a another Bank account that suits the the people that rent the property same account open as there bank account makes it easy for them
and have the rent Payed into that Bank account weekly or monthly rent

---------------------------
House and land  Flats  For sale 
A person buys the  House  then  with a agreement policy form  sells House flat with no deposit taken
to people at a rate thats is just a little greater than bank Interest 
at the moment  1.5%  term deposits  100.000  is about $1500.00 dollars 
at the amount of $500.000 for a house  interest payed to you is  $7500.00  rent collect  at $300.00 a week  $14.600 a year 
That is 6500.00 more than banks interest 

Keeping rent low   
Need to buy a Legal  down load form  
.
Write down your basic agreement  then contact and send to Download legal forms or other 
==============================================================================================================
Two Three Four People Buy  property 
.
May 31 2017 Property ownership 

Work Together
Speek to a Solicitor 
Need to buy a Legal  down load form  
basic agreement  then contact and send to Download legal forms 
.
.
say 2 or 3 or 4 people buy a property 
deposit  equal amounts
Or one person pays the deposit amount for other person and  is on the  legal form payed the amount  Friend say 

when a person want's to sell  there share amount deposit and move out of property 
and then transfers Name to another person on work together title agreement policy 

no transfer fees stamp duty should be needed for this 

may move out of property in one month say and then another person moves out 
no transfer fees stamp duty should be needed for this 

may write a agreement statement between people who own part of property
abide by this agreement  it is not a binding contract 
Solicitor Property form to fill out has ready for you to fill in agreements 

You have been committed to stay and live at one place for long times

one person may move out and if okay with others who own part of property 
will then rent there share to another person and rent collected pays for there share to bank Payments  "Do you Agree" sign here-----------

If all sell property then because equal amounts deposits and monthly payments then the sale Price of property is divided equally

Government grants for one then divide or for the 3 people say  First home 

This Purpose is not to make a great amount of wealth from propertys but to have a Home of own and to have a small investment 
-------------------
Some one might pay your deposit amount and become the title property agreement part owner and rent it out to some one if others agree to this sign here-----------
small amount of profit returns
third of the total payments each one may be able to save up some wealth   is a way
Suggest And Helps with finding a Tennant  
=================================================================================
.
Mar 26 2018 Found this on Business close down 
I say Rent from way of life   High Pecent of wages payout
.
.
August 7, 2013 
Average of 44 small businesses closing their doors each 
www.heraldsun.com.au/news/victoria/average-of-44-small-businesses
.
AN average of 44 small businesses per day are closing their doors.
Skyrocketing electricity prices, escalating labour costs and red tape 
are among reasons being blamed for the closures.
.
Professor Beth Webster, of the Melbourne Institute of Applied Economics and Social Research, 
has researched causes of 30,000 businesses failures in 10 years.
---------------------------------------------------------------------------------------






